LEARNING OUTCOMES:

• Apply the sale proceeds calculation formula to calculate net sale proceeds, including components such as outstanding loan, CPF refund, stamp duties, legal fees, and agency commission
• Analyse negative sale scenarios, interpret CPF refund implications, and advise sellers on options and procedures when sale proceeds fall short
• Compute the maximum loan amount, loan tenure, and monthly instalments for property buyers using MAS Housing Loan Rules
• Evaluate the effects of stretching loan tenure on monthly repayment obligations
• Determine the maximum loan amount, CPF usage, and total cash outlay for individual buyers purchasing second properties
• Assess the combined financial capacity of joint buyers and calculate their eligible loan quantum, monthly instalments, and cash outlay for investment property purchases