LEARNING OUTCOMES:

• Identify the lifestyle, financial, and emotional needs of clients aged 55 and above in relation to property decisions
• Apply CPF housing usage rules, retirement schemes, and financial planning principles to advise older clients accurately
• Interpret and apply relevant legal instruments (e.g., LPA, POA) and comply with CEA's guidelines when serving vulnerable elderly clients
• Recommend appropriate property strategies such as rightsizing or asset planning, considering lease decay, financing, and legacy planning
• Evaluate real-world case studies involving misconduct or ethical dilemmas, and propose compliant, client-centric solutions